Valendry

Valendry Intelligence

Your finances, powered by intelligence.

A living neural core sculpts your financial picture with predictive budgets, autopilot workflows, and pulse-accurate insights so every decision feels intentional.

macOS • Windows • Linux

Smart Sync

Unified bank & merchant feeds, always categorized.

Budget AI

Forecasts that learn your true habits.

Autopilot Mode

Automate bills, alerts, and savings moves.

Everything you need to master your money

Powerful features designed to give you clarity and control over your finances.

Credit Repair Assistant

AI-guided credit dispute workflows reserved for Pro and Elite subscribers—drafts bureau letters, tracks responses, and surfaces FCRA-compliant next steps for every creditor.

Smart Budgeting Dashboard

Categorize income and expenses, forecast monthly cash flow, and visualize spending trends with intelligent graphs and alerts.

AI-Powered Insights

Real-time AI that analyzes income, debt, and spending patterns to recommend actions for boosting credit and maximizing savings.

Autopilot Mode

Automatically syncs accounts, predicts upcoming bills, re-balances budgets, and sends reminders — a true set-it-and-forget-it experience.

Bank & Merchant Sync

Connects securely with banks like Capital One, Chase, and merchants like Affirm, Amazon, pulling in balances, payments, and shopping lists in your cart into one unified dashboard.

Goal Tracking & Milestones

Set goals like 'Pay off card,' 'Save $5k,' 'Boost score to 750,' and Valendry tracks progress visually with achievement badges.

Real-Time Alerts

Push and email notifications for low balances, bill due dates, credit updates, and unexpected spending spikes.

Bank-Level Security

256-bit encryption, no data selling, full user control. Your financial data stays private and protected.

AI-Powered Financial Autonomy

Valendry learns your habits, analyzes your accounts, and automates smarter financial decisions.

Learn

Valendry learns your spending habits, income patterns, and financial goals.

Analyze

AI analyzes your accounts to identify opportunities and risks in real-time.

Act

Automates smarter financial decisions so you can focus on living, not budgeting.

Coming Soon

Exciting new features on the horizon to make your financial life even easier.

Smart Merchant Sync

Connect with retailers like Walmart, Amazon, and Target to track shopping patterns and project future balances based on recurring household needs.

Coming Q1 2026

Financial Wellness Score

Personalized financial health grade powered by Valendry AI with actionable tips.

Coming Q1 2026

Enhanced Account Sync

Expanded bank connections and instant updates across thousands of institutions using Valendry's proprietary scraping technology.

Coming Q2 2026

AI Investment Advisor

Automated portfolio recommendations tailored to your risk profile and goals.

Coming Q3 2026

Smart Expense Splitter

Share budgets, split bills, and manage expenses together with family or roommates.

Coming Q4 2026

Security & Privacy First

Your financial data deserves the highest level of protection.

256-bit encryption

No data selling

Full user control

Bank-level security

Simple, transparent pricing

Choose the plan that works for you. All plans include core budgeting features.

MonthlyYearly
Most Popular
Standard
$19.99/month

Free 3-day trial before the $19.99/month Standard subscription begins.

  • Core budgeting and credit repair workspace
  • Automated bank & merchant sync
  • AI insights and real-time alerts
  • Unlimited profiles and device installs
  • Access to additional upgrade bundles

Includes standard support and all future minor releases.

Premium
$150.00/month

$150/month subscription that unlocks every upgrade bundle.

  • Everything in Standard
  • Autopilot Trading & advanced automation
  • Priority support and early betas
  • Unlimited upgrade pack access

Dedicated success manager and quarterly strategy reviews.

Founder's Edition
$300

$300 one-time purchase (100 copies available).

  • Lifetime access to all current and future features
  • Premium support with direct feedback loop
  • Limited to the first 100 licenses

One-time payment plus founder-only updates and swag.

Secure licensing powered by Whop.Enjoy a 3-day trial before the Standard plan ($19.99/month) begins.

Download for your platform

Native apps for Windows, macOS, and Linux. Fast, secure, and offline-first.

Windows

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macOS

Coming soon

Linux

Coming soon

Real Results from Real Users

Users improved credit scores by an average of 82 points in 90 days.

“My credit score went from 580 to 662 in just 90 days. The AI dispute letters were incredibly easy to use and actually worked.”

SM

Sarah M.

Improved 82 points

“Autopilot mode is a game-changer. I don't even think about budgeting anymore — Valendry just handles everything automatically.”

JK

James K.

Small Business Owner

“The AI insights helped me save $400/month by identifying subscriptions and spending patterns I didn't even notice. Worth every penny.”

AT

Alex T.

Saved $4,800/year

Frequently asked questions

Everything you need to know about Valendry.